RESIDENTIAL AND RENTAL PROPERTIES
Protecting Your Property
Access the following resources to reduce your risk and prevent claims at your property.
INDUSTRY > RESIDENTIAL AND RENTAL PROPERTIES
Resources and Tools
The Importance of a Lease for Commercial Tenants
Leases provide protection for both landlords and tenants. In the event that a claim arises involving any or all of the parties to the lease, the lease provides clarity in determining who is the responsible party, and for what. If a lease is written clearly and in unequivocal terms, courts tend to strictly enforce them as commercial contracts.
Why Hiring Licensed and Insured Contractors Is Essential
As a business owner, you will occasionally need to make repairs to keep your business and property safe and hazard-free. While it may seem tempting and less expensive to do a DIY project or hire an unlicensed contractor for these repairs, these shortcuts are not worth the cost in the long run. Here are some of the many reasons why only a licensed and insured contractor should complete your projects.
Preserving Video Surveillance
Businesses often use a video surveillance system to monitor their establishments for a variety of reasons, including security, property management, and liquor service monitoring. In the event a potential claim happens at your premises, it is crucial that video surveillance footage be handled and preserved correctly. If surveillance is handled incorrectly, it can become unusable and, in some cases, have a negative effect on the outcome of a claim settlement.
Managing Your Risk as a Property Manager/Real Estate Agent
Whether you are dealing with a management agreement, a lease agreement, accounting records or a decision made by a board of directors, documentation is the best practice for every situation as a property manager/real estate agent.
Keeping Your Community Association Safe
Read these tips and tricks to help keep your community association safe and secure. From repairing cracks in the sidewalk to ensuring pool safety, small actions can make a big difference in protecting your neighborhood.Slips, Trips, and Falls Are there any cracked...
The Hazard Right Outside Your Door: Preventing a Slip and Fall Injury on Your Property
A small crack or uneven area in your sidewalk may not seem like a big deal, but it may be all it takes for a serious and costly injury to occur on your premises. As the area of your property most exposed to the public, your exterior walkways can pose a constant hazard...
Tips for Protecting Your Residential Condominium Units
A vital part of loss control is identifying and correcting hazards before a loss occurs. With spring just around the corner, as a residential condo investor, now is the time to assess your unit(s) to ensure your investments don’t cost you due to possible damage....
Renters Insurance: Protection for Tenants, Landlords and Their Properties
You may think requiring your tenants to obtain renters insurance is unnecessary. But the truth is, the overall benefit of doing so is worth the extra effort.
Rental Home Safety Checklist
A vital part of loss control is identifying and removing or correcting unsafe activities or conditions before a loss occurs. This safety checklist is a tool to help you identify some areas that may need attention.
Summer Fire Hazards and Tips to Avoid an Accident
Summer is a time of year when many head outside to enjoy the weather and seasonal activities. But firing up the grill or enjoying fireworks can lead to serious accidents that could put you and your loved ones at risk of injury — and costly insurance claims. By taking precautions and knowing what to avoid, you can manage summer risks and make it easier to enjoy all the season has to offer.
FREE HR/HEALTH AND SAFETY HELPLINE
Do you have a specific question regarding a human resource situation?
USLI policyholders can access Peninsula’s free helpline for guidance on personnel issues that involve harassment, discrimination, corrective discipline and termination, accidents in the workplace and more.
